Binance spot fee calculator
How much in spot fees do you pay to trade bStocks stock tokens on Binance? Enter the trade amount and the panel below works out the standard rate, the cost after the discount of up to 20% with the referral code, and the cost with BNB deduction stacked on, plus the savings. Everything runs in your browser. Nothing is uploaded or stored.
Based on monthly volume, you save about 4.00 USDT a month
*up to 20% spot fee discount; the actual rate shown on Binance's page applies and may change with policy.
How Binance spot fees are calculated
Binance spot fees are charged as 'filled amount × rate'. For regular users (VIP0), both the maker and taker rates are 0.1%, that is, 1 USDT for every 1000 USDT filled. Buying bStocks stock tokens runs through the same spot matching engine, so the logic is identical.
There are two common ways to save, and they stack:
- Referral discount: sign up with a referral code and get a percentage off the fee (up to 20% on this site), like a coupon worth up to 20% off the rate.
- BNB deduction: turn on 'pay fees with BNB' in your account for roughly another 25% off. You need a little BNB in the wallet.
Stacked together, the effective VIP0 rate can drop to about 0.06%. The exact figures and any current promotions follow the fee page inside your Binance account, since the fee structure changes with VIP level and platform policy. This page was checked in June 2026.
This tool only estimates the trading fee. Withdrawing to the Web3 Wallet also costs a little on-chain gas, a very small amount you can work out separately with the BNB Chain gas estimator.
A few practical habits to pay less
Use limit orders where you can (maker rates are often lower); combine frequent small trades into fewer larger ones to cut the number of fills; long-term holders can simply trade less. To estimate the cumulative cost of long-term DCA, use the DCA calculator; to value a holding in a given stock token, use the holdings valuation tool.